About CalcWren

Boring tools, built well. Fast, free, and private by design.

CalcWren is an independent collection of utility tools: calculators, converters, formatters and document templates. Every tool on the site runs entirely in your browser. Your files, figures and form entries never leave your device, because there is no server processing them.

Why these tools

Most utility sites bury simple answers under pop-ups, sign-up walls and upload queues. CalcWren tools load fast, work offline once loaded, and ask for nothing. Each tool is built against real-world test suites and updated when the underlying rules change.

How the site is funded

The site is free to use. In future, unobtrusive advertising may be introduced to cover running costs. Tools will never require payment, accounts or personal data to work.

Feedback

Found something wrong? Every tool page has a Report a problem button, and the feedback form is read by a human. Bug reports with examples get fixed first.

Loans, investing and pay

HELOC CalculatorBorrowing power and draw vs repayment payments for a home equity lineOpen tool → Reverse Mortgage CalculatorHECM-style proceeds estimate for homeowners 62+Open tool → Bonus Tax CalculatorFederal, FICA and state withholding on a bonusOpen tool → WACC CalculatorWeighted average cost of capital with a CAPM builderOpen tool → APY CalculatorConvert APR to APY across compounding frequenciesOpen tool → 401(k) Match CalculatorSee your employer match and any free money you are missingOpen tool →